Stay Secure Online
As more people conduct their business electronically, whether via a computer or mobile device, simple online security precautions should be followed.
- Choose your user name and password wisely. Use a combination of letters, numbers and special characters and change your password periodically. Don't choose obvious words or dates like a nickname or your birth date. If you suspect that your user name and/or password may have been compromised, report it to the bank immediately.
- Create a secure password. Choose a password that has a combination of upper and lower case. Include a combination of letters, numbers and symbols. For example, 1ThisRocks2 or j1964ST1225. Avoid choosing obvious words or dates such as a nickname or your birthdate.
- Never share your username and passwords. Any individual who has your user name and password can access your accounts online. If you believe that your information has been compromised, change it immediately and contact us.
- Periodically change your password. Increase your security by routinely changing your password. Don't use the same password for online banking that you use for other online websites.
- Monitor your accounts. Frequently review your accounts for any unauthorized transactions and report any suspicious activity immediately.
- Don't use public computers for online financial activities. They may contain spyware specifically designed to capture keystrokes, such as your user ID and password. It is virtually impossible to guarantee your transmission will be secure on such a computer.
- Don't share personal information via email. We will NEVER ask you to enter your password or financial information in an email or send such information in an email. Only share information about your account once you have successfully signed on to online banking.
- E-mail attachments. Harrison Finance does not send unsolicited e-mails with directions to download attachments or software programs from an e-mail. If we send you an e-mail with an attachment, it will be as a result of a personal request made by you to us, and such attachments will either be password protected or sent via secure e-mail, if applicable.
- Requests for personal information. Harrison Finance does not use e-mail notification to collect personal information such as account numbers, Social Security numbers, etc.
Your computer (including your mobile device) may contain a gold mine of personal data that's vulnerable to hackers and identity thieves. Take the following steps to safeguard this information:
- Store as little personal information on your computer as possible. Instead, store the information on a CD that you can keep locked in a secure location.
- Secure Online Shopping. Look for two critical things on the ordering page before placing any online orders: 1) a lock icon in the bottom-left or top-right corner, which indicates that the site uses encryption when transferring your personal information (including your credit card information), and 2) the letters "https" instead of just "http" in the URL, which also indicates that the ordering site is secure.
- Use anti-virus/Malware Protection software on your computer. Most viruses today are introduced into computers via internet downloads and e-mail. Be sure to use reputable AV/Malware software and keep it updated. Run scans periodically and look for tell-tale signs of potential infection such as general slowness or messages indicating unavailability of your financial website when trying to log-in. Remember that anti-virus protection is only as good as your last update.
- Don't store credit card information on a website. While this may be more convenient, it's much less secure. Use one credit card exclusively for online shopping. This way, if the card information is compromised, you only have to cancel one card and can continue using another one.
- If you plan to give away or sell an old computer, completely erase (or "scrub") the hard drive. A tech-savvy thief can recover even deleted information. Free downloadable programs are available to help you do this, such as CodeTek's Safeshred Free for Macintosh.
Internet Fraud Protection
Look for legitimate sites - Examine all privacy and security seals before doing business with a particular website. Understand how Phishing and other online scams work.
For further information on how to protect yourself from Internet fraud please visit Onguardonline.gov, a site maintained by the Federal Trade Commission where you can find tips from the federal government and the technology industry to protect your computer and personal files from internet fraud. Below are quick links to two pages on the Onguardonline.gov website regarding scams and phishing attacks.
More information on how to avoid identity theft and how to report suspicious emails or calls is provided by the Federal Trade Commission at 1-877-IDTHEFT (1-877-438-4338).